eBaoCloud® InsureMO®Insurance Middle Office, a Middleware of Insurance Industry

Why a Middle Office Solution?

  • Pressure to drive digital insurance is high
  • Core system key barrier to digital but replacing them slow and expensive
  • Two speed architecture: middle office between core systems and ecosystems; gradually increase middle office functions to reduce core into storage systems


What is InsureMO PaaS? 

  • Platform as a Service for global insurance industry, for all lines of businesses and lifecycle enablement
  • Cloud native and microservices based to handle massive Volume, Variation, and Velocity
  • Not an application but a container of services and API
  • Next generation Product Factory, Service Factory, API Factory
  • Container based on Docker and Kubernetes

InsureMO Platform-as-a-Service

  • Insurance Product Design & Maintenance
    For business analysts:
    Use our library of products and assets, or create your own from scratch. With over 200 products and thousands of coverages, the design process is aimed at getting your product to market fast!

  • Business Modelling
    For business analysts:
    Use our library of pre-built business processes or create your own from scratch. This is aimed at distributing a single product to many channels with varying processing needs.

  • API Registry & Management
    For developers:
    Use from eBaoTech global pool of API’s, or register your own! Assign, manage and monitor your API’s all in one place

  • Connectivity & Distribution
    For business admin:
    Connect your business and technology partners to your ready to distribute products

APIs available within InsureMO PaaS

Containerized open API platform of microservices and APIs for general, life, and health insurance businesses covering entire lifecycle of policies, and enable third parties to develop applications.

  • Policy processing
    • Lead
    • Quotation
    • Proposal
    • Issuance
    • Cancellation
    • Renewal
    • ...
  • Claims processing
    • First notice of loss
    • Lodgement
    • Tracking
    • Status check
    • Settlement
    • Disbursement
    • ...
  • 3rd party add-ins
    • SMS
    • OCR
    • Payment
    • AI
    • IoT
    • Blockchain

How it Works

Retail Store
Social Media
Customer Portal
e-Commerce Site
Online travel agency
Mobile App

Call eBaoCloud API platform


"clientRequestId": "string",

"clientRequestTime": "2019-01-15T07:09:17Z",

"policy": {

"customers": [ ],











  • Configure or modify products, from scratch or from hundreds of templates
  • Generate or modify microservices and API’s from your products and processes
  • Consume API to develop applications, using any technology and framework
  • Give all your business partners access to your products
  • Manage all Partners, Products, Processes, services and API’s in one place

Case study brochures

  • lnsureMO to Enable Rapid Launch of New Line of Business


  • InsureMO to Enable Rapid Launch of New Channels




  • Middle Office – a “Must Have” for a Digital Insurer